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Wednesday, September 28, 2022

HDFC ERGO Partners with HDFC Life to Launch Click2Protect Optima Secure to Offer All-round Protection to your Family

A complete monetary safety plan that provides the twin advantages of well being and life insurance coverage

Medical insurance might be serviced by HDFC ERGO Basic Insurance coverage and life insurance coverage by HDFC Life

Prospects can avail as much as 5.5% low cost on the mixed premium along with the opposite low cost choices obtainable

HDFC ERGO Basic Insurance coverage Firm Restricted, one of many main basic insurers of the nation, has joined arms with HDFC Life, one in all ’s main life insurers, to supply Click2Protect Optima Secure. This can be a complete insurance coverage plan offering holistic safety to clients.

HDFC Ergo and HDFC Life have partnered to launch Click2Protect Optima Safe

Click2Protect Optima Safe combines the advantages of life and medical insurance options underneath one roof, thereby providing un-complicated monetary planning for patrons. On this plan, the time period life insurance coverage part will shield clients towards uncertainties of life with a minimal sum assured of Rs. 50,000. Underneath the medical insurance part, clients can avail a sum insured starting from Rs. 5 Lacs to Rs. 2 Cr. This plan comes with ‘Particular person‘ and ‘HouseholdFloater‘ choices. The medical insurance might be serviced by HDFC ERGO and life insurance coverage by HDFC Life.

Different key advantages of the plan

Life Insurance coverage Safety: Covers as much as 85 years of age; within the floaters coverage, the eldest member of the household is roofed

Safe profit: Doubles your Base Well being Cowl immediately upon buy with out having the necessity to declare it

Plus Benefit:Affords further protection equal to 100% of the Base Sum Insured in 2 years, no matter a declare

Shield Profit: For the Non-Medical bills like gloves, meals costs and different consumables throughout hospitalization

Automated Restore Profit: Restores 100% of Base Well being Sum Insured robotically on partial or full utilization of Sum Insured

Enticing Premium Reductions: 2.5% Loyalty low cost for current HDFC ERGO retail Prospects, Lengthy Time period Low cost of seven.5% and 10% on 2 12 months and three 12 months insurance policies and 10% Household low cost, if two or extra members of the family are coated underneath the identical ‘Particular person‘ coverage

Pre & publish hospitalization medical bills:Covers medical bills for consultations, investigations and medicines incurred as much as 60 days prior and as much as 180 days publish hospitalization

Ambulance Bills: Protection as much as Rs. 5 lacs for bills incurred on using air ambulance providers and indemnification at actuals for bills incurred on using street ambulance providers

Enhancement Choices

Out of pocket bills: Per day hospital money profit starting from Rs. 500 to Rs. 10,000 for every steady and accomplished 24 hours of hospitalization

Essential Sickness (add-on): Supplies complete protection by providing a ‘Lumpsum‘ payout on prognosis of any of the listed 51 vital Sicknesses

Talking on the launch, Vibha Padalkar – MD & CEO, HDFC Life, mentioned,“Monetary safety is the first want of each particular person with obligations. The current pandemic has emphasised the criticality of life and health insurance merchandise. By Click2Protect Optima Safe we’re providing our flagship merchandise which is able to allow clients get a one-stop-solution for his or her insurance coverage wants – each life and well being.”

Talking concerning the launch of the brand new product, Ritesh Kumar, MD & CEO, HDFC ERGO Basic Insurance coverage Firm, mentioned, “Mixed merchandise are final buyer pleasant options, the place a buyer can take pleasure in advantages of two merchandise underneath a single plan with none hassles. Click2Protect Optima Safe empowers our clients to go for a single resolution to handle each their vital safety wants. With launch of this plan, we’ve simplified and streamlined the method of shopping for well being and life insurance coverage and eliminating the trouble for our clients to purchase and handle two completely different merchandise. It eases the burden of monetary planning on our clients and will get all the things they require underneath one providing.”

About HDFC Life

HDFC Life Insurance coverage Firm Restricted (HDFC Life / ‘Firm‘) is a three way partnership between HDFC Ltd., ’s main housing finance establishment and abrdn (Mauritius Holdings) 2006 Restricted, a worldwide funding firm.

Established in 2000, HDFC Life is a number one, listed, long-term life insurance coverage options supplier in India, providing a variety of particular person and group insurance coverage options that meet numerous buyer wants corresponding to Safety, Pension, Financial savings, Funding, Annuity and Well being. As on June 30, 2022, the Firm had 39 particular person and 13 group merchandise in its portfolio, together with 7 elective rider advantages, catering to a various vary of buyer wants.

HDFC Life continues to profit from its elevated presence throughout the nation having a large attain with 383 branches and extra distribution touch-points by a number of new tie-ups and partnerships. The rely of distribution partnerships is over 300, comprising banks, NBFCs, MFIs, SFBs, brokers, new ecosystem companions amongst others. The Firm has a robust base of monetary consultants.

For extra info, please go to the web site, www.hdfclife.comYou may additionally join with HDFC Life on Fb, Twitter, YouTube and LinkedIn.


HDFC ERGO Basic Insurance coverage Firm is a three way partnership between HDFC Ltd. and ERGO Worldwide AG, the first insurance coverage entity of the Munich RE Group of Germany.

HDFC ERGO is one in all Indias largest non-life insurance coverage corporations within the non-public sector. The Firm affords a whole vary of Basic Insurance coverage merchandise, together with Well being, Motor, Two-wheeler, House, Journey, Cyber, Agriculture, Credit score, and Private Accident within the retail area together with Property, Marine, Engineering, Marine Cargo, Group Well being, and Legal responsibility Insurance coverage within the company area. HDFC ERGO has persistently delighted its clients at each touch-point by its complete set of insurance coverage merchandise, built-in customer support fashions, top-in-class declare processes, and a number of technologically revolutionary options.

Please go browsing to www.hdfcergo.com for extra info on HDFC ERGO and the services and products provided by the Firm.

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